Tips on Choosing a Health Plan
While Sutter Santa Cruz is not a health plan, we offer a network of physicians and hospitals that provide care paid for by insurers. You'll want to make certain when you choose a health plan that you select one that gives you access to the routine and specialized services available through Sutter Santa Cruz. We've prepared this guide to help you understand the different types of insurance and the coverage available.
Choosing a Health Plan
A Simple Guide to Health Insurance
You're not the only one who doesn't know the difference between an HMO, PPO and Point of Service (POS) plan.
Millions of people, smart people, are at a total loss when it comes to understanding the jargon of the health insurance industry. And without that understanding, choosing a good health plan is a shot in the dark.
That's why we prepared this helpful guide. We've included simple definitions, things you should know and questions you should ask to help you evaluate which health plan is best for you and your family.
Read it slowly and carefully. If you come across a word you don't know, look it up in the glossary. (Glossary words are italicized to make them easier to spot.) Print out and use the checklist at the end; a little work now could save you a lot of headaches later.
We're not a health plan, and we are not trying to sell you a particular plan. But since we deal with health plans daily, we know how confusing your choices can seem. This guide is intended to share information that will help you make the choice that works best for you and your family.